Get clear mortgage info

Get clear mortgage info


Whether you're looking to buy your first home, or you already have a mortgage and want to move or review your options, our impartial, practical information and tools can help.

No selling. No jargon. Just the facts.
Take stock

* Use our Mortgage calculator to find out what your monthly repayments might be and to see the effect of any change in interest rates.
* Use our Budget calculator to help you take stock of your finances.
* Find out what the other costs of your mortgage might be – see Fees and costs.
* Our Mortgages section will help you work out How much you can afford.
* Check your credit history – see Credit reference agencies.

Check out your options

* Use our impartial comparison tables to help you compare mortgages from different lenders – see Compare mortgages.
* Don't forget to:
o compare the different fees and costs of getting the mortgage as well as the repayments;
o check out the various features and options, such as repayment holidays and overpayments; and
o consider the exit costs of the mortgage.
* In some cases, mortgage payment protection insurance (PPI) might be a condition of your loan but you don't have to buy it from your lender so shop around for the best deal for you – see Compare PPI.

If you already have a mortgage, talk to your lender about what they can offer you.
Worried?

* Use our Stay in control of your mortgage checklist for three simple steps to help you manage your mortgage in tougher times.
* If you're getting into difficulties get free, confidential debt help – see Organisations that can help.
* Our free What to do when you can't pay your mortgage printed guide could help – see Related information.